When you are ready to invest in a home you should first meet with a Real Estate Consultant THEN, visit with a qualified mortgage lender.
For most people a home will be their biggest financial investment. How you finance it makes a BIG difference. A good lender will inform you about different loan products and help you decide which is right for you. They will help determine how much you can afford and help you financially structure your home purchase to YOUR advantage.
After reviewing your information your lender will then prepare a Pre-Qualification Letter.
3 REASONS TO GET PRE-APPROVAL:
1. You know a maximum amount you can afford (so you don't waste time looking at homes over your ability to buy)
2. You know what your closing costs will be. Often this will help you customize your offer to better meet both the seller's and your needs.
3. You have power over other buyers when making an offer (Sellers see you as stronger, and accept your price over others)
(WE SUGGEST YOU review the material under "PREFERRED BUYER PROGRAM which goes into great detail in explaining what you can expect in the lending and buying process.)
It is important to work with a mortgage expert who will take the time to understand your financial needs. If you are looking for a great communicator, ewho is experienced and helpful in determining all of your financing needs. If you quick loan approvals, someone on top of the details, and desiring a great loan experience, than we strongly recommend our PREFERRED LENDER.
Call Mark: 1-435-680-6275
PREFERRED LENDER Our Preferred Lender is Branden Hansen with Cherry Creek Mortgage Co. Inc, NMLS# 3001; 1224 S. River Road, Suite A-106; St. George, Utah 84790.
Office: 1-435-773-4164 www.CherryCreekUtah.com
Cherry Creek Mortgage Co. is an Equal Housing Lender and a Nevada Residential Mortgage Licensee. This is not A Government Entity. This promotional material is provided by Cherry Creek Mortgage Company (CCMC) and is not from or approved by the U.S. Dept. of Housing and Urban Development (HUD), the Federal Housing Administration (FHA) or the Federal Government. CCMC is not endorsed by, not acting on behalf of or at the direction of HUD, FHA, or the Federal Government. Cherry Creek Mortgage Co. Inc. NMLA #3001. Some loan products may not be available in all states. To check the license status of your mortgage broker, visit www.nmlsconsumeraccess.org.